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                        <DIV align=left><FONT 
                        face="Verdana, Arial, Helvetica, sans-serif" 
                        size=2><B><FONT 
                        face="Verdana, Arial, Helvetica, sans-serif" 
                        color=#000000 size=2><BR></FONT></B></FONT><FONT 
                        color=#000000><B><FONT 
                        face="Verdana, Arial, Helvetica, sans-serif" size=2>Dear 
                        Homeowner,</FONT></B></FONT></DIV>
                        <DIV align=left> </DIV>
                        <DIV align=center><B><FONT 
                        face="Verdana, Arial, Helvetica, sans-serif">*</FONT><FONT 
                        face="Verdana, Arial, Helvetica, sans-serif" 
                        color=#ff0000>6.25% 30 Yr Fixed Rate 
                        Mortgage</FONT></B></DIV></TD></TR>
                    <TR>
                      <TD>
                        <DIV align=left><FONT 
                        face=Verdana,Arial,Helvetica,sans-serif size=2>Interest 
                        rates are at their lowest point in 40 years! We help you 
                        find the best rate for your situation by matching your 
                        needs with hundreds of lenders! <B>Home Improvement</B>, 
                        <B>Refinance</B>, <B>Second Mortgage</B>, <B>Home Equity 
                        Loans, and More! </B>Even with less than perfect credit! 
                        </FONT></DIV></TD></TR></TABLE>
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                  borderColor=#111111 height=1 cellSpacing=0 cellPadding=0 
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                        <DIV align=center><FONT 
                        face="Verdana, Arial, Helvetica, sans-serif" 
                        size=2><B><BR></A><A 
                        href="http://64.251.22.101/interest/index52544.htm">Click Here for a Free 
                        Quote!</A></B></FONT><A 
                       
                        href="http://64.251.22.101/interest/index.htm"> </A></DIV>
                        <P><B><FONT face=Verdana,Arial,Helvetica,sans-serif 
                        size=2>Lock In YOUR LOW FIXED RATE TODAY</FONT></B></P>
                        <DL>
                          <DD><B><FONT face=Webdings color=#ff0000 size=5 
                          PTSIZE="10">a</FONT><FONT 
                          face=Verdana,Arial,Helvetica,sans-serif size=2>NO COST 
                          OUT OF POCKET</FONT></B> 
                          <DD><B><FONT face=Webdings color=#ff0000 size=5 
                          PTSIZE="10">a</FONT></B><FONT 
                          face=Verdana,Arial,Helvetica,sans-serif size=2><B>NO 
                          OBLIGATION</B></FONT> 
                          <DD><B><FONT face=Webdings color=#ff0000 size=5 
                          PTSIZE="10">a</FONT></B><FONT 
                          face=Verdana,Arial,Helvetica,sans-serif size=2><B>FREE 
                          CONSULTATION</B></FONT> 
                          <DD><B><FONT face=Webdings color=#ff0000 size=5 
                          PTSIZE="10">a</FONT></B><FONT 
                          face=Verdana,Arial,Helvetica,sans-serif size=2><B>ALL 
                          CREDIT GRADES ACCEPTED</B></FONT> </DD></DL>
                        <DIV align=center><FONT 
                        face=Verdana,Arial,Helvetica,sans-serif color=red 
                        size=2><B><A 
                        href="http://64.251.22.101/interest/index52544.htm">Rates as 
                        low as 6.25% won't stay this low forever CLICK 
                        HERE</A></B></FONT></DIV>
                        <DIV align=center> </DIV>
                        <DIV align=center><FONT size=2 PTSIZE="10"><B><FONT 
                        style="FONT-SIZE: 6pt" 
                        face=Verdana,Arial,Helvetica,sans-serif>* based on 
                        mortgage rate as of 5-15-02 as low as 6.25% see lender 
                        for details</FONT></B></FONT></DIV></TD>
                      <TD vAlign=top width=4 height=1>
                        <DIV align=right> </DIV></TD>
                      <TD borderColor=#006600 width=175 bgColor=#ffffff 
height=1>
                        <H1><SPAN style="VERTICAL-ALIGN: middle"><FONT 
                        style="FONT-SIZE: 200px" face=Webdings color=#006600><A 
                        href="http://64.251.22.101/interest/index52544.htm"><FONT 
                        color=#006600>H</FONT></A></FONT></SPAN></H1></TD></TR></TABLE>
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                      <TD colSpan=2 height=64><FONT 
                        face="Verdana, Arial, Helvetica, sans-serif" size=2><B>
                        <TABLE height=38 cellSpacing=2 cellPadding=0 width=482 
                        border=0>
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                            <TD 
                            style="BORDER-RIGHT: 0px solid; BORDER-TOP: 0px solid; BORDER-LEFT: 0px solid; BORDER-BOTTOM: 0px solid" 
                            width=327 height=36><FONT 
                              face=Verdana,Arial,Helvetica,sans-serif 
                              size=2>Apply now and one of our lending partners 
                              will get back to you within 48 
                              hours.</FONT></FONT><FONT style="FONT-SIZE: 6pt" 
                              face=Verdana,Arial,Helvetica,sans-serif></FONT></TD></FONT><FONT 
                            face="Verdana, Arial, Helvetica, sans-serif" size=2>
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                              <P align=center><B><FONT color=#ffffff size=4><A 
                              style="TEXT-DECORATION: none" 
                              href="http://64.251.22.101/interest/index52544.htm"><FONT 
                              color=#ffffff>CLICK 
                            HERE!</FONT></A></FONT></B></P></TD>
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      <P>complete name removing system at website.
<p>
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