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<DIV align=left><FONT
face="Verdana, Arial, Helvetica, sans-serif"
size=2><B><FONT
face="Verdana, Arial, Helvetica, sans-serif"
color=#000000 size=2><BR></FONT></B></FONT><FONT
color=#000000><B><FONT
face="Verdana, Arial, Helvetica, sans-serif" size=2>Dear
Homeowner,</FONT></B></FONT></DIV>
<DIV align=left> </DIV>
<DIV align=center><B><FONT
face="Verdana, Arial, Helvetica, sans-serif">*</FONT><FONT
face="Verdana, Arial, Helvetica, sans-serif"
color=#ff0000>6.25% 30 Yr Fixed Rate
Mortgage</FONT></B></DIV></TD></TR>
<TR>
<TD>
<DIV align=left><FONT
face=Verdana,Arial,Helvetica,sans-serif size=2>Interest
rates are at their lowest point in 40 years! We help you
find the best rate for your situation by matching your
needs with hundreds of lenders! <B>Home Improvement</B>,
<B>Refinance</B>, <B>Second Mortgage</B>, <B>Home Equity
Loans, and More! </B>Even with less than perfect credit!
</FONT></DIV></TD></TR></TABLE>
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width=504 border=0>
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<TD vAlign=top width=325 height=1>
<DIV align=center><FONT
face="Verdana, Arial, Helvetica, sans-serif"
size=2><B><BR></A><A
href="http://64.251.22.101/interest/index52544.htm">Click Here for a Free
Quote!</A></B></FONT><A
href="http://64.251.22.101/interest/index.htm"> </A></DIV>
<P><B><FONT face=Verdana,Arial,Helvetica,sans-serif
size=2>Lock In YOUR LOW FIXED RATE TODAY</FONT></B></P>
<DL>
<DD><B><FONT face=Webdings color=#ff0000 size=5
PTSIZE="10">a</FONT><FONT
face=Verdana,Arial,Helvetica,sans-serif size=2>NO COST
OUT OF POCKET</FONT></B>
<DD><B><FONT face=Webdings color=#ff0000 size=5
PTSIZE="10">a</FONT></B><FONT
face=Verdana,Arial,Helvetica,sans-serif size=2><B>NO
OBLIGATION</B></FONT>
<DD><B><FONT face=Webdings color=#ff0000 size=5
PTSIZE="10">a</FONT></B><FONT
face=Verdana,Arial,Helvetica,sans-serif size=2><B>FREE
CONSULTATION</B></FONT>
<DD><B><FONT face=Webdings color=#ff0000 size=5
PTSIZE="10">a</FONT></B><FONT
face=Verdana,Arial,Helvetica,sans-serif size=2><B>ALL
CREDIT GRADES ACCEPTED</B></FONT> </DD></DL>
<DIV align=center><FONT
face=Verdana,Arial,Helvetica,sans-serif color=red
size=2><B><A
href="http://64.251.22.101/interest/index52544.htm">Rates as
low as 6.25% won't stay this low forever CLICK
HERE</A></B></FONT></DIV>
<DIV align=center> </DIV>
<DIV align=center><FONT size=2 PTSIZE="10"><B><FONT
style="FONT-SIZE: 6pt"
face=Verdana,Arial,Helvetica,sans-serif>* based on
mortgage rate as of 5-15-02 as low as 6.25% see lender
for details</FONT></B></FONT></DIV></TD>
<TD vAlign=top width=4 height=1>
<DIV align=right> </DIV></TD>
<TD borderColor=#006600 width=175 bgColor=#ffffff
height=1>
<H1><SPAN style="VERTICAL-ALIGN: middle"><FONT
style="FONT-SIZE: 200px" face=Webdings color=#006600><A
href="http://64.251.22.101/interest/index52544.htm"><FONT
color=#006600>H</FONT></A></FONT></SPAN></H1></TD></TR></TABLE>
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width=327 height=36><FONT
face=Verdana,Arial,Helvetica,sans-serif
size=2>Apply now and one of our lending partners
will get back to you within 48
hours.</FONT></FONT><FONT style="FONT-SIZE: 6pt"
face=Verdana,Arial,Helvetica,sans-serif></FONT></TD></FONT><FONT
face="Verdana, Arial, Helvetica, sans-serif" size=2>
<TD style="BORDER-LEFT: 1px solid" width=141
bgColor=#ff0000 height=36>
<P align=center><B><FONT color=#ffffff size=4><A
style="TEXT-DECORATION: none"
href="http://64.251.22.101/interest/index52544.htm"><FONT
color=#ffffff>CLICK
HERE!</FONT></A></FONT></B></P></TD>
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